Zenith Bank – Loan details

Zenith Bank personal loans from ₦10,000 to ₦5,000,000 at 9% monthly.

Loan amount ₦10K – ₦5.0M
Interest from 9.00%
Term 6 – 24 months
Approval 24 hours

Pros

  • ✓ Tier-1 bank with strong regulation
  • ✓ Competitive rates for salary earners
  • ✓ Loans up to ₦5,000,000
  • ✓ Available nationwide (500+ branches)
  • ✓ Pre-approved limits for existing customers

Cons

  • ✗ Account required with 6-month salary history
  • ✗ Processing can take 2-5 working days
  • ✗ May require collateral for large amounts

Requirements

  • Active Zenith Bank account
  • Minimum 6 months salary domiciliation
  • Valid ID (NIN, passport or driver's licence)
  • 3 recent payslips
  • 6-month bank statement
  • Employer confirmation letter

Company information

Zenith Bank Plc
Plot 84, Ajose Adeogun Street, Victoria Island, Lagos
https://www.zenithbank.com

This document is for informational purposes only. Always verify current terms and conditions directly with the lender before signing any agreement. CoolFinance.com.ng is an independent comparison portal operated by double technology s.r.o., Czech Republic.