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Sterling Bank – online loan Nigeria

4.0 / 5 (287 reviews)

Sterling Bank loans from ₦10,000 to ₦5,000,000 with up to 60 months repayment.

Amount ₦10K – ₦5.0M
Interest from 5.00%
Term 1 – 60 months
Approval 24 hours
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Sterling Bank – Personal Loans Nigeria

Sterling Bank offers a range of personal and business loans to Nigerians. With amounts from ₦10,000 to ₦5,000,000 and repayment periods up to 60 months, Sterling Bank provides flexible financing solutions.

✓ Pros

  • Long repayment up to 60 months
  • High loan limit
  • Established bank

✗ Cons

  • Requires Sterling Bank account
  • 5% monthly rate

Loan example

Loan ₦2,000,000 for 36 months at 5%. Monthly repayment ≈ ₦152,000.

Loan requirements

  • ✓ Sterling Bank account
  • ✓ Regular income
  • ✓ Valid ID
  • ✓ BVN

Loan features

  • Loans ₦10K–₦5M
  • 5% monthly
  • Up to 60 months
  • Branch network

Frequently asked questions

24 hours after submitting your application.

The minimum amount at Sterling Bank is ₦10,000.